Questions to Ask Your Financial Advisor

January 18, 2018

When it comes to your life savings, you can’t just pick any financial advisor in Dallas. Making sure your hard-earned money is in the right hands is crucial. Before deciding on anyone, a good idea would be to speak to a few consultants and then compare them. Here are a few questions that can get you started.   Here are a few questions that can get you started: How Much Do You Charge?

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What Is a Mutual Fund?

January 18, 2018

Today, mutual funds are one of the easiest, most convenient financial instruments people can invest in. Before consulting a Dallas financial planner, you should know what they are and how they work. This way, you are completely aware of just how much impact your financial decisions have.   What Are Mutual Funds? A mutual fund is a professionally-managed investment scheme that enables investors...

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What Is a Good Investment Return?

December 20, 2017

In a way, we’re always trying to make the best use of the resources at hand. We try to maximize our time and skills to get the best results for the least amount of effort. In this article, we will focus on financial investments and how you can make the most out of them. Simply put, an investment is when someone spends or sets money aside for a certain period with the purpose of ...

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The Pros and Cons of Viatical Settlements

December 20, 2017

A viatical settlement is an arrangement that allows people to buy or to invest in someone’s life insurance policy. When the policy owner dies, the buyer receives the full amount of that policy. The most frequent reasons for selling a life policy are medical bills or cove...

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401(k) Rollover: What You Need to Know

November 30, 2017

In an ideal world, you would get a dream job and work with the same company until you retire. However, reality can be a bit different. Studies show that the average person today changes jobs ten to 15 times throughout their career. So, what happens with your 401(k...

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The Potential Benefits of a Roth IRA

November 30, 2017

Technology and globalization have changed the way people work. If not too long ago people had to follow to a 9 to 5 schedule and go to an office every day, now they can work from anywhere they want and on their own terms. In today’s highly digitized world, freelancing is the new corporate. But, as the workforce changes, so does the way people invest their money and plan for the ...

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Top Tips for a Happy Retirement

September 27, 2017

When people consider retirement, they usually think about three things: spending time with their families, traveling, and pursuing hobbies. All sound excellent, but you need to be careful about how you plan your retirement to be able to enjoy this time as much as you deserve. Let's elaborate:   Don't Be Too Frugal   Saving money for a nest egg may lead you to live a frugal life BEFORE retire...

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Early Retirement Strategies to Make Now

September 27, 2017

The appeal of a cruise around the world may be irresistible, but can you do it in your 70s? Today, people value their financial independence and have started planning for life after employment early in their career. Government statistics show that, on an average, men stop working around age 64, while women retire around age 62. The cause of this may be illness or unemployment, but close to a thir...

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The Top 5 Benefits of Rolling Over Your 401(k)

August 25, 2017

When transitioning into a new job or on the brink of retirement, most people don’t do anything with the money in their 401(k) plans. The logic goes: If I leave my plan as it is, then it will be easier to handle my financial situation. While that may be true, not rolling your 401(k) into an IRA (indiv...

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Identifying Safe Investments for Retirement

August 24, 2017

Planning for retirement can be tricky. You need to generate enough income to maintain your lifestyle without putting your assets at risk. You could just let your money pile up in the bank, but at today’s interest rate, you won’t gain much of a profit. What other retirement investment options can ensure a comfortable future and provide you with the peace of mind that your as...

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